Get a rough sense of how much a lender might finance, based on your income and existing obligations — before you start shopping.
This is a simplified, illustrative estimate only — real lenders also weigh your credit score, age, existing assets, co-applicant income and the specific property. Land-only loans (no construction plan) are often capped at a lower loan-to-value ratio (commonly 70–75%) than home loans. Always confirm actual eligibility with your bank or NBFC. This is not financial advice.